You need to find services that allow you to finance your customers. Have you taken a look at GE Money? You are on to something by providing such a service. These services have shown consistent results of increasing sales.
Tae a look at GE Money, start at the top, understand the services clearly, and then find a company that meets your needs and size.
GE Money: http://global.gemoney.com/whatweoffer/customerfinancing.html
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