Netman22

October 19, 2007

Posted by Netman22

Can you get a credit card without a Social Security number?

Healthy debate between a friend. He seems to believe this is possible, though I can't imagine that being true. If you can get a Credit Card without giving a bank your Social Security number, people with debt could slip through the cracks and default. Not to mention illegal immigrants being able to obtain CCs.

Are any banks really actively working to provide people with CC that don't have a social security number?

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Verrier

October 20, 2007

Posted by Verrier

4 stars ( 1 rating )

In February the following was reported: Bank of America, the country's second-largest bank, "has quietly begun offering credit cards to customers without Social Security numbers -- typically illegal immigrants," according to the Wall Street Journal.
Customers can qualify for a credit card if they have had a checking account at the bank for at least three months. They are required to leave a deposit and pay a relatively high interest rate, according to the paper.

The program is controversial. Bank of America says it will help undocumented workers build good credit. But critics say one of the USA's largest financial institutions should not be helping people who violate the country's immigration laws.

Comments

  1. wookie: Doesn't this support Illegal immigration?

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